Keep your savings in USD, EUR, GBP or CAD and earn emerging market interest rates — without the currency risk. Built for the diaspora.
Your Plump yield
per annum, no lock-in
Supported currencies
Process
From signup to earning in minutes. No Nigerian bank account needed — we generate one for you.
01
Provide a government-issued ID. Our identity verification process confirms who you are in minutes.
02
We instantly generate a dedicated savings account in your name. Your foreign currency starts earning immediately.
03
Send USD, EUR, GBP, or CAD via wire or local payment methods. Your balance is held and tracked in your currency.
04
Earn 8.5% per annum. Withdraw back to your foreign account at any time, no penalties, no questions.
Why Plump
We maintain a dedicated FX reserve fund to protect against Naira volatility. Your withdrawal is always settled in your original currency — we absorb the movement.
No lock-ins. No notice periods. Your money is liquid — withdraw to your foreign bank account whenever you need it.
Full identity-verified KYC means your account is compliant, genuine, and yours — giving you access to rates that Western banks simply cannot offer.
Up to 8.5% p.a. — compared to 3% maximum in a US high-yield account. Your savings compound faster, work harder.
Designed for how Nigerians abroad actually live — on their phones, across time zones, managing life in two places at once.
Calculator
Play with the numbers. See exactly what your savings could become with Plump versus your current account.
Compared to a US savings account at 3% — Plump at 8.5% means you earn
Your balance after 1 year
$5,425
You earned $425 with Plump
Security
We built Plump with security at its core — not as an afterthought. Every layer, from KYC to custody, is designed to give you confidence.
Government-issued ID verification — your identity confirmed before you can save.
All data in transit and at rest is encrypted to banking-grade standards.
International passport, NIN, or driver's licence accepted for full compliance.
Every transaction is monitored 24/7. Suspicious activity triggers immediate review.
A dedicated reserve cushions exchange rate swings so your returns stay predictable.
Ready?
Join the waitlist. Be among the first the diaspora to earn what your money truly deserves.
No credit card. No commitment. Takes 5 minutes.